Take the Financial Readiness Quiz
I know my monthly household income, and I have a good handle on how money is spent each month.
If you struggled here, visit Create a Budget for more information.
I follow a spending plan (budget) for managing my income and expenses.
If you struggled here, visit Create a Budget for more information.
I save at least 10% to 15% of my gross pay for savings/investments each pay period.
If you struggled here, visit Save and Invest for more information.
I have saved an emergency fund with at least three to six months of my basic living expenses.
If you struggled here, visit Save and Invest for more information.
I use credit wisely. I pay my balances in full each month. I limit my open lines of credit.
If you struggled here, visit Understand Credit for more information.
I know my credit score and the information contained within my credit report.
If you struggled here, visit Understand Credit for more information.
I make sure to check my credit report annually to ensure its accuracy.
If you struggled here, visit Understand Credit for more information.
I understand my consumer rights and take steps to ensure my credit rating is accurate.
If you struggled here, visit Understand Credit for more information.
I know how to calculate my debt-to-income ratio (DTI), and I am able to keep it below 36%-43%.
If you struggled here, visit Manage Debt for more information.
Our household is investing for retirement by contributing to tax-advantaged accounts such as an IRA, TSP, 401(k) or other employer-provided plan.
If you struggled here, visit Plan to Retire for more information.
I am familiar with the investing options that are available to help save for education.
If you struggled here, visit Plan to Retire for more information.
I am familiar with the investing options for education that benefit my family.
If you struggled here, visit Fund College for more information.
I am familiar with the basic investing implications of stocks, bonds, real estate and mutual funds.
If you struggled here, visit Save and Invest for more information.
Our household has purchased appropriate auto insurance coverage for our vehicles and review it during every permanent change of station.
If you struggled here, visit Insure Your Family for more information.
Our household has purchased renters insurance to protect our personal property (if you do not own a home).
If you struggled here, visit Insure Your Family for more information.
Our household has insured our home for its complete replacement value (if you own a home).
If you struggled here, visit Insure Your Family for more information.
My spouse and I have appropriate life insurance for our situation and review it often. If either one of us should die, it will not create a financial burden for our family.
If you struggled here, visit Insure Your Family for more information.
I understand our TRICARE health coverage and how to enroll my family.
If you struggled here, visit Insure Your Family for more information.
My spouse and I have prepared and executed a will, powers of attorney, and a letter of instruction as appropriate. We update them regularly to prevent court delays in our estate settlement and other important matters following a death.
If you struggled here, visit Plan Your Estate for more information.
I understand and take precautions to protect myself from identity theft.
If you struggled here, visit Protect Your Identity for more information.
You've completed the "Financial Readiness Quiz!"
And Scored 1 POINT...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 2 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 3 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 4 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 5 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 6 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 7 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 8 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 9 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 10 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 11 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 12 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 13 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 14 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 15 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 16 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 17 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 18 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 19 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Achieved A PERFECT SCORE!
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
Share your Results:
MilLife Milestones
Our Blog
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Read MorePersonality Quiz
Take the Financial Readiness Quiz
I know my monthly household income, and I have a good handle on how money is spent each month.
If you struggled here, visit Create a Budget for more information.
I follow a spending plan (budget) for managing my income and expenses.
If you struggled here, visit Create a Budget for more information.
I save at least 10% to 15% of my gross pay for savings/investments each pay period.
If you struggled here, visit Save and Invest for more information.
I have saved an emergency fund with at least three to six months of my basic living expenses.
If you struggled here, visit Save and Invest for more information.
I use credit wisely. I pay my balances in full each month. I limit my open lines of credit.
If you struggled here, visit Understand Credit for more information.
I know my credit score and the information contained within my credit report.
If you struggled here, visit Understand Credit for more information.
I make sure to check my credit report annually to ensure its accuracy.
If you struggled here, visit Understand Credit for more information.
I understand my consumer rights and take steps to ensure my credit rating is accurate.
If you struggled here, visit Understand Credit for more information.
I know how to calculate my debt-to-income ratio (DTI), and I am able to keep it below 36%-43%.
If you struggled here, visit Manage Debt for more information.
Our household is investing for retirement by contributing to tax-advantaged accounts such as an IRA, TSP, 401(k) or other employer-provided plan.
If you struggled here, visit Plan to Retire for more information.
I am familiar with the investing options that are available to help save for education.
If you struggled here, visit Plan to Retire for more information.
I am familiar with the investing options for education that benefit my family.
If you struggled here, visit Fund College for more information.
I am familiar with the basic investing implications of stocks, bonds, real estate and mutual funds.
If you struggled here, visit Save and Invest for more information.
Our household has purchased appropriate auto insurance coverage for our vehicles and review it during every permanent change of station.
If you struggled here, visit Insure Your Family for more information.
Our household has purchased renters insurance to protect our personal property (if you do not own a home).
If you struggled here, visit Insure Your Family for more information.
Our household has insured our home for its complete replacement value (if you own a home).
If you struggled here, visit Insure Your Family for more information.
My spouse and I have appropriate life insurance for our situation and review it often. If either one of us should die, it will not create a financial burden for our family.
If you struggled here, visit Insure Your Family for more information.
I understand our TRICARE health coverage and how to enroll my family.
If you struggled here, visit Insure Your Family for more information.
My spouse and I have prepared and executed a will, powers of attorney, and a letter of instruction as appropriate. We update them regularly to prevent court delays in our estate settlement and other important matters following a death.
If you struggled here, visit Plan Your Estate for more information.
I understand and take precautions to protect myself from identity theft.
If you struggled here, visit Protect Your Identity for more information.
You've completed the "Financial Readiness Quiz!"
And Scored 1 POINT...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 2 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 3 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 4 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 5 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 6 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 7 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 8 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 9 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 10 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 11 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 12 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 13 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 14 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 15 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 16 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 17 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 18 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Scored 19 POINTS...
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
You've completed the "Financial Readiness Quiz!"
And Achieved A PERFECT SCORE!
The total possible number of points you could have scored is 20. Below is an explanation of your results:- A score between 15-20 is generally good!
- A score between 10-15 might mean you need some additional guidance.
- A score below 10 might mean you need some significant help.
For FREE, confidential financial counseling, meet with a personal financial counselor on your installation. In addition, you may reach out to the Non-Medical Counselors at Military OneSource 24/7/365.
Share your Results:
MilLife Milestones
4 Ways Military Spouses Strengthen the Family Finances
Whether you’re a military family, civilian family, or even the royal family, having a second income is likely a good…
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